Friday, August 29, 2008

Everything You Always Wanted to Know about Airline and Air Miles Credit Cards

... add up quickly.

You can very often get introductory offers for 0% APR air miles credit cards. They do that simply because they want your credit card business. But those interest rates go up quickly after the introductory period, so if interest rates are of concern to you, an air miles credit card might not be the right choice for you, since the interest rates tend to be very high. Many air miles credit cards also have a minimum number of miles that have to accumulate before you receive a free or discounted trip. Be sure to read the fine print and make sure that you understand all of the stipulations.

There are some disadvantages to having an air miles credit card. As we mentioned earlier, these credit cards usually have much higher interest rates than standard credit cards, which can add up quickly if you don't pay off the entire balance each month. And unfortunately it is always tempting to use the air miles credit card for unnecessary purchases in order to accumulate points to be exchanged for air miles. As with all credit cards, air miles credit cards have to be used responsibly in order for the cardholder to reap the benefits.more

Do You Need travel Health Insurance?

...Are you a travel freak? Do you travel frequently overseas? Do you plan trips and holidays with your family year after year? In case, your answer is in a 'yes' in most cases mentioned above, you should consider a travel health insurance policy.

A travel health insurance policy is a type of cover that provides the insurance holder, health insurance coverage during traveling, especially in a foreign country. Here, the insured is required to pay an amount known as the premium stipulated by the travel insurance company to avail benefits.

Usually, the coverage provides compensation for medical costs incurred by the insured during travel. In some special cases, the insurance policy also covers for medical evacuation.

A travel health insurance policy comes in combination with the following expenses coverage.

a)Trip cancellation insurance
b)Trip interruption insurance more

Cheap Flights to Nairobi - Six Tips To Find Them

...Do you think travelling to Nairobi, Kenya is expensive? That doesn't have to be the case. Here are six tips to get cheap flights to Nairobi.

1. Book Chartered Flights

Packages with a flight included are sometimes cheaper than a separate flight. So have a look at package deals from charter companies. You aren't obliged to stay in their accommodation, of course.

Some charters fly to Mombasa (at the coast) instead of Nairobi. Mombasa is much closer to the beach resorts, and also close to major wildlife parks like Tsavo East and West. A number of Kenyan air companies fly between Mombasa and Nairobi, and there's also a bus and a night train, taking a...more

The Best travel Reward Credit Cards

...travel reward credit cards are only a great benefit if you travel frequently. While that may seem trite it needs to be said. You may think, "what a great idea - travel reward credit cards. I might want to take a vacation next year."

You're probably going to find that if you only travel once in awhile the benefit of the travel reward credit cards is offset by the higher APR (annual percentage rate) annual fee, or other charges clear or hidden.

Travel reward credit cards may be specific to airline travel, or even to one specific airline. They might also provide rewards for purchase of gas, for auto rental, for hotel stay, or even purchases at retail shops. It's important,...more

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